Help Protect Your Family, Future and Finances!

AGIS Network can help personalize an action plan to safeguard your family,
future and finances.

How We Can Help

Explore your options with no obligation. Our experienced team can help find a comprehensive plan for you and your spouse/partner. There are three types of insurance that cover caregiving services:
  1. Permanent Life Insurance + LTC Benefits
  2. Traditional Long Term Care Insurance
  3. Short Term Care (STC) Insurance

Permanent Life Insurance + LTC

Life insurance + Long Term Care benefits can help protect your family, and your loved ones, by providing Life Insurance coverage and Long Term Care benefits that allow you the flexibility in how and where you receive care.

The Basics of Life + LTC:

  • Tax-free death benefit
  • One policy, two benefits
  • Use for home care or facility care
  • Covers employee for their entire life

Long Term Care Insurance

Most long term care is non-medical in nature. LTC insurance is designed to cover the cost of extended professional caregiving services, such as assistance with daily activities, like taking a bath or caring for someone with a severe cognitive impairment.

The Basics of LTC:

  • Daily or monthly benefit
  • Inflation protection
  • Cash benefit
  • Spouse/partner discounts
  • Premiums can be pre-tax with an HSA

Short Term Care Insurance*

Like Long Term Care insurance, Short Term Care insurance plans help with home care, assisted living, and nursing homes, and usually offer benefits for up to a year.

The Basics of STC:

  • Provides care at home or in a facility
  • Choose a daily benefit amount and benefit period to build your lifetime maximum
  • Cash benefit
  • Optional inflation protection
  • Guaranteed Renewable for life
*Not available in all states